Mortgage rates are amazingly low: right around 4% or even a little less with no points for a 30 year fixed conforming loan with 20% down. For low down payment buyers, FHA loans are running sometimes as low as 3.5%, although closing and PMI costs can be high. If you are a buyer, this is a great time to lock in historically low interest rates. And if you are a homeowner, this may be a good time for you to refinance at a lower rate or, to consider selling.
Info from New England Moves mortgage consultant Kevin Greeley @617-844-2775 or kevin.greeley@nemoves.com.
Kevin works out of my office and provides a very valuable service.
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